1st State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $484M | $425M | $311M | $57M | $2M | 1.37% | 11.62% | 4.32% | 0.65% |
| Q4 2025 | $480M | $420M | $313M | $57M | $2M | 1.40% | 12.28% | 4.39% | 0.66% |
| Q3 2025 | $462M | $399M | $311M | $54M | $2M | 1.34% | 11.82% | 4.35% | 0.60% |
| Q2 2025 | $468M | $391M | $314M | $52M | $2M | 1.25% | 11.22% | 4.26% | 0.63% |
| Q1 2025 | $449M | $394M | $293M | $51M | $1M | 1.17% | 10.51% | 4.17% | 0.98% |
| Q4 2024 | $452M | $398M | $279M | $49M | $2M | 1.09% | 10.98% | 3.99% | 0.86% |
| Q3 2024 | $462M | $409M | $279M | $49M | $2M | 1.00% | 10.39% | 3.95% | 0.89% |
| Q2 2024 | $479M | $428M | $279M | $46M | $673K | 0.85% | 9.11% | 3.90% | 1.34% |
| Q1 2024 | $474M | $422M | $270M | $45M | $1M | 1.14% | 12.35% | 3.96% | 1.22% |
| Q4 2023 | $483M | $429M | $274M | $44M | $994K | 1.12% | 13.40% | 3.87% | 1.18% |
| Q3 2023 | $479M | $429M | $278M | $41M | $2M | 1.22% | 14.89% | 3.90% | 1.15% |
| Q2 2023 | $479M | $430M | $291M | $40M | $1M | 1.08% | 13.42% | 3.79% | 1.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.