BranchWatch

1st State Bank

Headquartered in Saginaw, MI. Part of 1st State Financial, Ltd. FDIC certificate #57626 · Federal Reserve RSSD 3223305.

Total assets
$484M
Deposits
$425M
Q1 2026
Active branches
5
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
1.37%
Return on equity
11.62%
Noncurrent loan rate
0.65%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.1ststate.bank.