BranchWatch

Credit unions · Florida

Innovations Financial

NCUA-insuredstate charterlow-income designated

Headquartered in Panama City, Florida. Chartered in 1952. Charter number 68732.

Total assets
$674M
Members
27,575
Shares & deposits
$606M
Net worth ratio
9.59%
net worth / assets

Locations (10)

Innovations FCU-East 23rdmain officeCorporate Office

101 E 23rd St, Panama City, FL 32405 map

8502334400ATM

Mon-Fri 9am-5pm

Innovations FCU-HarrisonBranch Office

1038 Harrison Ave, Panama City, FL 32401 map

8502334400ATMDrive-throughMember services

Lobby M-F 9 AM -5 PM Drive Thru M-F 8 AM - 5 PM

Innovations FCU-West 23rdBranch Office

512 W 23rd St, Panama City, FL 32405 map

8502334400ATMDrive-throughMember services

Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm

Innovations FCU-Back BeachBranch Office

17900 Panama City Beach Pkwy, Panama City Beach, FL 32413 map

8502334400ATMMember services

Lobby Mon-Fri 8am-5pm

Innovations FCU-CallawayBranch Office

123 N Tyndall Pkwy, Panama City, FL 32404 map

8502334400ATMDrive-throughMember services

Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm

Innovations FCU-ChipleyBranch Office

976 Main St, Chipley, FL 32428 map

8502334400Member services

Lobby Mon-Fri 8am-5pm

Innovations FCU-Lynn HavenBranch Office

2250 S Highway 77, Lynn Haven, FL 32444 map

8502334400ATMDrive-throughMember services

Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm

Innovations FCU-Middle BeachBranch Office

12501 Hutchison Blvd, Panama City Beach, FL 32407 map

8502334400ATMDrive-throughMember services

Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm

Innovations FCU-Navy BlvdBranch Office

910 Navy Boulevard, Panama City Beach, FL 32408 map

8502334400ATMDrive-throughMember services

Lobby Mon-Fri 9am-5pm Drive-thru Mon-Fri 8am-5pm

Innovations FCU-BonifayBranch Office

402 N Waukesha ST, Bonifay, FL 32425 map

8502334400ATMDrive-throughMember services

Lobby M-F 9 AM - 5 PM Drive Thru M-F 8 AM - 5 PM

Transcribed from NCUA call-report data (cycle 2026-03). Phone numbers and hours are as reported to the NCUA and can lag reality — verify before visiting. Share deposits are NCUA-insured up to $250,000 per member.