Bowater Employees

NCUA-insuredstate charterlow-income designated

Headquartered in Calhoun, Tennessee. Chartered in 1954. Charter number 67970.

Total assets

$300M

Members

20,767

Shares & deposits

$267M

Net worth ratio

10.31%

net worth / assets

Locations (6)

Calhoun Branchmain officeCorporate Office

5123 Highway 11 S, Calhoun, TN 37309 map

☎ 4233367268ATMDrive-throughMember services

Mon-Thurs 7:30am-4:00pm Friday 7:30am-5:30pm

Athens BranchBranch Office

1112 Congress Pkwy S, Athens, TN 37303 map

☎ 4232521140ATMDrive-throughMember services

Mon-Thurs 9:00-5:00 Friday 9:00-6:00

Hardwick Farms BranchBranch Office

4531 Hardwick Farms Pkwy NE, Cleveland, TN 37312 map

☎ 4233034240ATMDrive-throughMember services

Mon-Thurs 9:00-5:00 Friday 9:00-6:00

King St BranchBranch Office

1040 King St SE, Cleveland, TN 37311 map

☎ 4233035626ATMDrive-throughMember services

9:00 - 5:00 M-Th9:00 - 6:00 F9:00 - 12:30 Sat

Keith St BranchBranch Office

1007 Keith St NW, Cleveland, TN 37311 map

☎ 4234722300ATM

7:30 - 5:00 Mon-Friday Operations Center

Food City Athens BranchBranch Office

105 S Hill St, Athens, TN 37303 map

☎ 4233367268ATMMember services

9am-6pm Monday - Friday 9am-2pm Saturday

Transcribed from NCUA call-report data (cycle 2026-03). Phone numbers and hours are as reported to the NCUA and can lag reality — verify before visiting. Share deposits are NCUA-insured up to $250,000 per member.