Banks in Effingham County, Illinois
21 active bank branches operated by 11 institutions, per FDIC records.
Active branches
21
Banks present
11
Deposits (2025)
$2.6B
Closings since 2020
2
0 openings
Largest banks by deposits in Effingham County (2025)
| Bank | Deposits | Share | Branches |
|---|---|---|---|
| Midland States Bank | $933M | 35.6% | 3 |
| Dieterich Bank | $551M | 21% | 5 |
| Washington Savings Bank | $325M | 12.4% | 2 |
| Teutopolis State Bank | $291M | 11.1% | 2 |
| Crossroads Bank | $184M | 7% | 2 |
| First State Bank of Beecher City | $93M | 3.5% | 1 |
| Fifth Third Bank | $79M | 3% | 1 |
| First Mid Bank & Trust | $79M | 3% | 2 |
| Peoples Bank & Trust | $43M | 1.6% | 1 |
| Constitution Bank | $27M | 1% | 1 |
Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors.
Cities and towns
Transcribed from FDIC BankFind Suite active-location records and the annual Summary of Deposits. County assignment follows the FDIC branch record.