BranchWatch

Bank comparisons

Citibank vs Morgan Stanley Bank

Side-by-side comparison from FDIC quarterly financials, active-location records and the Summary of Deposits. These figures describe reported data only and are not a safety rating or a recommendation.

MetricCitibankMorgan Stanley Bank
Total assets$1.9T$391.3B
Deposits (Q1 2026)$1.5T$254.3B
Active branches6721
States with branches141
Branch closings since 2020650
Branch openings since 2020220
Deposit growth (YoY, SOD)+7.0%+12.0%
ROA (annualized YTD)1.06%1.65%
ROE (annualized YTD)11.52%15.71%
Net interest margin3.04%1.68%
Noncurrent loan rate0.75%0.56%
Equity capital$171.4B$42.0B

Legal institutions: Citibank, National Association (FDIC cert 7213) and Morgan Stanley Bank, National Association (FDIC cert 32992). Ratios are FDIC-computed annualized year-to-date values from the latest quarterly report.

Citibank

Headquartered in Sioux Falls, SD. 672 active branches.

Full profile → Quarterly financials →

Morgan Stanley Bank

Headquartered in Salt Lake City, UT. 1 active branches.

Full profile → Quarterly financials →

Transcribed from FDIC BankFind Suite quarterly financial data, active-location records and the Summary of Deposits.