BranchWatch

WSB Municipal Bank

Headquartered in Watertown, NY. FDIC certificate #7274 · Federal Reserve RSSD 858818.

Total assets
$158M
Deposits
$120M
Q1 2026
Active branches
1
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$781K
Return on assets
2.01%
Return on equity
13.74%
Noncurrent loan rate
0.00%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.watertownsavingsbank.com.