Winnsboro State Bank & Trust Company
Winnsboro State Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $413M | $364M | $315M | $44M | $1M | 1.39% | 12.95% | 4.66% | 1.29% |
| Q4 2025 | $397M | $341M | $306M | $43M | $1M | 1.35% | 12.19% | 4.43% | 1.33% |
| Q3 2025 | $381M | $332M | $292M | $43M | $1M | 1.41% | 12.72% | 4.35% | 1.04% |
| Q2 2025 | $386M | $339M | $276M | $41M | $1M | 1.41% | 12.72% | 4.26% | 1.10% |
| Q1 2025 | $363M | $318M | $268M | $41M | $1M | 1.40% | 12.51% | 4.29% | 1.76% |
| Q4 2024 | $337M | $284M | $254M | $38M | $1M | 1.39% | 12.78% | 4.03% | 1.81% |
| Q3 2024 | $346M | $282M | $260M | $40M | $1M | 1.41% | 13.09% | 4.04% | 1.82% |
| Q2 2024 | $355M | $289M | $257M | $38M | $1M | 1.43% | 13.53% | 3.99% | 1.52% |
| Q1 2024 | $349M | $286M | $245M | $37M | $1M | 1.35% | 12.85% | 3.91% | 1.27% |
| Q4 2023 | $344M | $281M | $246M | $36M | $1M | 2.80% | 29.77% | 4.11% | 1.54% |
| Q3 2023 | $339M | $287M | $251M | $33M | $6M | 3.31% | 36.19% | 4.13% | 0.89% |
| Q2 2023 | $328M | $278M | $250M | $29M | $1M | 1.51% | 16.88% | 4.16% | 0.70% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.