Wheaton Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.5B | $3.8B | $3.1B | $420M | $17M | 1.56% | 16.87% | 2.98% | 0.40% |
| Q4 2025 | $4.5B | $3.8B | $3.0B | $408M | $15M | 1.46% | 15.90% | 3.08% | 0.47% |
| Q3 2025 | $4.2B | $3.6B | $2.9B | $390M | $16M | 1.48% | 16.07% | 3.06% | 0.38% |
| Q2 2025 | $4.1B | $3.5B | $2.9B | $369M | $14M | 1.42% | 15.42% | 3.06% | 0.39% |
| Q1 2025 | $3.8B | $3.2B | $2.7B | $353M | $13M | 1.38% | 14.88% | 3.17% | 0.40% |
| Q4 2024 | $3.7B | $3.1B | $2.6B | $335M | $13M | 1.38% | 14.61% | 3.10% | 0.44% |
| Q3 2024 | $3.6B | $3.1B | $2.5B | $335M | $10M | 1.37% | 14.40% | 3.10% | 0.50% |
| Q2 2024 | $3.5B | $2.9B | $2.4B | $312M | $14M | 1.53% | 15.89% | 3.09% | 0.26% |
| Q1 2024 | $3.1B | $2.6B | $2.2B | $319M | $11M | 1.43% | 14.31% | 3.10% | 0.19% |
| Q4 2023 | $3.2B | $2.7B | $2.3B | $315M | $10M | 1.41% | 14.56% | 3.29% | 0.23% |
| Q3 2023 | $3.1B | $2.6B | $2.2B | $304M | $12M | 1.46% | 15.13% | 3.26% | 0.39% |
| Q2 2023 | $3.1B | $2.6B | $2.2B | $304M | $10M | 1.45% | 14.98% | 3.29% | 0.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.