Westside State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $259M | $191M | $231M | $21M | $803K | 1.25% | 15.69% | 3.97% | 1.38% |
| Q4 2025 | $255M | $188M | $226M | $20M | $662K | 1.29% | 16.72% | 3.96% | 0.18% |
| Q3 2025 | $248M | $184M | $219M | $20M | $952K | 1.37% | 17.92% | 3.93% | 0.11% |
| Q2 2025 | $245M | $180M | $207M | $19M | $788K | 1.27% | 16.79% | 3.90% | 0.20% |
| Q1 2025 | $227M | $174M | $196M | $17M | $677K | 1.21% | 16.03% | 3.93% | 0.08% |
| Q4 2024 | $220M | $166M | $190M | $17M | $567K | 0.92% | 12.63% | 3.41% | 0.10% |
| Q3 2024 | $229M | $163M | $186M | $17M | $559K | 0.87% | 12.15% | 3.38% | 0.13% |
| Q2 2024 | $216M | $156M | $180M | $15M | $367K | 0.80% | 11.25% | 3.39% | 0.17% |
| Q1 2024 | $201M | $156M | $163M | $15M | $445K | 0.91% | 12.59% | 3.53% | 0.13% |
| Q4 2023 | $191M | $154M | $153M | $14M | $365K | 0.85% | 12.01% | 3.50% | 0.01% |
| Q3 2023 | $187M | $152M | $150M | $13M | $475K | 0.88% | 12.39% | 3.52% | 0.12% |
| Q2 2023 | $181M | $151M | $143M | $13M | $397K | 0.81% | 11.31% | 3.48% | 0.10% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.