Western State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.6B | $2.2B | $2.2B | $321M | $13M | 1.98% | 16.16% | 5.18% | 0.85% |
| Q4 2025 | $2.6B | $2.2B | $2.2B | $310M | $11M | 1.79% | 15.08% | 5.13% | 1.50% |
| Q3 2025 | $2.4B | $2.0B | $2.2B | $299M | $13M | 1.79% | 15.24% | 5.13% | 1.30% |
| Q2 2025 | $2.4B | $2.1B | $2.2B | $286M | $11M | 1.62% | 14.05% | 5.02% | 1.03% |
| Q1 2025 | $2.4B | $2.1B | $2.1B | $277M | $9M | 1.44% | 12.61% | 4.79% | 1.06% |
| Q4 2024 | $2.3B | $2.0B | $2.1B | $269M | $10M | 1.63% | 14.51% | 4.69% | 1.19% |
| Q3 2024 | $2.3B | $2.0B | $2.0B | $261M | $9M | 1.59% | 14.28% | 4.63% | 0.75% |
| Q2 2024 | $2.2B | $1.9B | $2.0B | $251M | $10M | 1.63% | 14.73% | 4.66% | 0.68% |
| Q1 2024 | $2.2B | $1.9B | $1.9B | $245M | $8M | 1.51% | 13.74% | 4.53% | 0.58% |
| Q4 2023 | $2.2B | $1.9B | $1.9B | $237M | $9M | 1.58% | 13.97% | 4.88% | 0.51% |
| Q3 2023 | $2.1B | $1.8B | $1.8B | $228M | $7M | 1.53% | 13.39% | 4.92% | 0.58% |
| Q2 2023 | $2.0B | $1.7B | $1.8B | $223M | $8M | 1.63% | 14.05% | 5.06% | 0.69% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.