Western Commerce Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $897M | $815M | $486M | $80M | $7M | 3.06% | 32.56% | 5.23% | 2.15% |
| Q4 2025 | $867M | $780M | $473M | $85M | $7M | 3.17% | 33.40% | 5.43% | 2.05% |
| Q3 2025 | $829M | $748M | $457M | $79M | $7M | 3.18% | 33.77% | 5.39% | 2.52% |
| Q2 2025 | $804M | $727M | $451M | $74M | $7M | 3.15% | 33.59% | 5.41% | 2.66% |
| Q1 2025 | $831M | $756M | $450M | $73M | $6M | 2.92% | 30.99% | 5.29% | 2.66% |
| Q4 2024 | $781M | $699M | $449M | $79M | $6M | 3.33% | 35.79% | 5.48% | 1.31% |
| Q3 2024 | $770M | $693M | $442M | $73M | $6M | 3.36% | 36.99% | 5.44% | 1.49% |
| Q2 2024 | $745M | $672M | $439M | $69M | $6M | 3.44% | 38.46% | 5.49% | 1.72% |
| Q1 2024 | $790M | $718M | $434M | $68M | $7M | 3.47% | 39.68% | 5.41% | 0.80% |
| Q4 2023 | $791M | $717M | $435M | $70M | $6M | 2.98% | 35.53% | 4.81% | 0.76% |
| Q3 2023 | $760M | $690M | $419M | $64M | $6M | 2.97% | 35.85% | 4.62% | 0.36% |
| Q2 2023 | $773M | $707M | $408M | $60M | $6M | 2.75% | 33.47% | 4.31% | 0.97% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.