Westbury Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $780M | $706M | $521M | $65M | $1M | 0.72% | 8.79% | 4.08% | 0.00% |
| Q4 2025 | $792M | $717M | $544M | $64M | $2M | 0.94% | 10.59% | 3.95% | 0.00% |
| Q3 2025 | $806M | $725M | $547M | $70M | $2M | 1.00% | 10.95% | 3.87% | 0.00% |
| Q2 2025 | $806M | $725M | $575M | $71M | $2M | 1.02% | 11.01% | 3.85% | 0.00% |
| Q1 2025 | $824M | $736M | $596M | $79M | $2M | 0.98% | 10.34% | 3.81% | 0.02% |
| Q4 2024 | $817M | $731M | $609M | $76M | $2M | 0.99% | 10.91% | 3.63% | 0.02% |
| Q3 2024 | $824M | $737M | $623M | $79M | $2M | 0.97% | 10.69% | 3.54% | 0.52% |
| Q2 2024 | $817M | $733M | $635M | $74M | $2M | 0.94% | 10.59% | 3.52% | 0.53% |
| Q1 2024 | $846M | $727M | $682M | $74M | $2M | 0.87% | 9.90% | 3.44% | 0.03% |
| Q4 2023 | $853M | $724M | $676M | $75M | $2M | 0.83% | 10.15% | 3.54% | 0.03% |
| Q3 2023 | $864M | $732M | $676M | $71M | $421K | 0.83% | 10.36% | 3.59% | 0.02% |
| Q2 2023 | $900M | $761M | $682M | $73M | $2M | 1.13% | 14.32% | 3.66% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.