Westamerica Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.8B | $4.8B | $685M | $615M | $27M | 1.82% | 17.23% | 3.84% | 0.21% |
| Q4 2025 | $5.9B | $4.8B | $715M | $630M | $28M | 1.95% | 18.64% | 3.96% | 0.25% |
| Q3 2025 | $5.9B | $4.8B | $730M | $631M | $28M | 1.97% | 18.95% | 3.99% | 0.36% |
| Q2 2025 | $5.8B | $4.8B | $734M | $623M | $29M | 2.02% | 19.57% | 4.02% | 0.66% |
| Q1 2025 | $5.9B | $4.9B | $757M | $613M | $31M | 2.06% | 20.42% | 4.05% | 0.04% |
| Q4 2024 | $6.0B | $5.0B | $806M | $591M | $32M | 2.18% | 22.95% | 4.34% | 0.09% |
| Q3 2024 | $6.1B | $5.1B | $819M | $642M | $33M | 2.21% | 23.47% | 4.39% | 0.11% |
| Q2 2024 | $6.3B | $5.1B | $816M | $573M | $35M | 2.24% | 24.66% | 4.42% | 0.19% |
| Q1 2024 | $6.4B | $5.4B | $829M | $573M | $36M | 2.25% | 24.93% | 4.46% | 0.18% |
| Q4 2023 | $6.3B | $5.5B | $850M | $579M | $39M | 2.41% | 30.94% | 4.60% | 0.09% |
| Q3 2023 | $6.5B | $5.7B | $868M | $485M | $41M | 2.41% | 32.27% | 4.57% | 0.14% |
| Q2 2023 | $6.5B | $5.7B | $901M | $513M | $40M | 2.38% | 31.74% | 4.48% | 0.09% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.