BranchWatch

West Shore Bank

Headquartered in Ludington, MI. Part of West Shore Bank Corporation. FDIC certificate #14929 · Federal Reserve RSSD 832546.

Total assets
$828M
Deposits
$697M
Q1 2026
Active branches
9
Closings since Jan 2020
0
0 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$2M
Return on assets
0.88%
Return on equity
9.58%
Noncurrent loan rate
0.27%

Deposits by year (Summary of Deposits)

0
2019
0
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Other network changes since 2020

  • 1 branch relocations

Branches by state

Michigan 9

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.westshorebank.com.