West Alabama Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $928M | $808M | $580M | $96M | $3M | 1.28% | 12.98% | 3.49% | 0.40% |
| Q4 2025 | $1.0B | $885M | $572M | $94M | $3M | 1.11% | 12.40% | 3.37% | 0.45% |
| Q3 2025 | $954M | $823M | $579M | $92M | $3M | 1.13% | 12.77% | 3.39% | 1.00% |
| Q2 2025 | $947M | $822M | $588M | $84M | $3M | 1.14% | 13.35% | 3.37% | 0.89% |
| Q1 2025 | $935M | $812M | $579M | $83M | $2M | 1.02% | 12.24% | 3.27% | 0.95% |
| Q4 2024 | $972M | $854M | $586M | $77M | $2M | 0.95% | 11.74% | 3.04% | 0.91% |
| Q3 2024 | $933M | $787M | $552M | $84M | $2M | 0.98% | 12.03% | 3.01% | 0.57% |
| Q2 2024 | $911M | $775M | $534M | $74M | $2M | 0.97% | 12.33% | 2.96% | 0.15% |
| Q1 2024 | $906M | $773M | $528M | $72M | $2M | 0.99% | 12.68% | 2.89% | 0.93% |
| Q4 2023 | $946M | $796M | $534M | $72M | $2M | 0.91% | 11.93% | 3.05% | 0.22% |
| Q3 2023 | $881M | $743M | $517M | $62M | $2M | 0.98% | 12.82% | 3.14% | 0.24% |
| Q2 2023 | $858M | $714M | $499M | $67M | $2M | 1.01% | 12.82% | 3.20% | 0.22% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.