Watertown Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $970M | $788M | $576M | $174M | $5M | 1.89% | 10.55% | 4.51% | 1.99% |
| Q4 2025 | $941M | $763M | $576M | $170M | $667K | 1.35% | 7.72% | 4.47% | 2.13% |
| Q3 2025 | $949M | $773M | $570M | $168M | $4M | 1.71% | 9.85% | 4.39% | 2.55% |
| Q2 2025 | $930M | $760M | $568M | $163M | $4M | 1.67% | 9.68% | 4.31% | 2.55% |
| Q1 2025 | $925M | $760M | $560M | $159M | $4M | 1.69% | 9.94% | 4.20% | 2.49% |
| Q4 2024 | $902M | $743M | $554M | $153M | $769K | 1.31% | 8.25% | 4.05% | 1.52% |
| Q3 2024 | $936M | $776M | $542M | $152M | $4M | 1.63% | 10.44% | 4.01% | 1.71% |
| Q2 2024 | $912M | $760M | $533M | $145M | $4M | 1.60% | 10.38% | 3.98% | 0.68% |
| Q1 2024 | $920M | $774M | $521M | $140M | $3M | 1.49% | 9.84% | 3.88% | 1.65% |
| Q4 2023 | $896M | $753M | $513M | $136M | $2M | 1.04% | 7.54% | 3.58% | 0.44% |
| Q3 2023 | $917M | $782M | $503M | $129M | $2M | 1.06% | 7.85% | 3.46% | 0.51% |
| Q2 2023 | $912M | $780M | $501M | $126M | $3M | 1.10% | 8.24% | 3.39% | 0.56% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.