Watertown Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $1.3B | $632M | $166M | $3M | 0.70% | 6.05% | 2.97% | 0.26% |
| Q4 2025 | $1.4B | $1.2B | $635M | $165M | $2M | 0.62% | 5.78% | 2.67% | 0.33% |
| Q3 2025 | $1.5B | $1.3B | $635M | $162M | $2M | 0.62% | 5.91% | 2.62% | 0.28% |
| Q2 2025 | $1.5B | $1.3B | $626M | $158M | $2M | 0.61% | 5.88% | 2.58% | 0.21% |
| Q1 2025 | $1.5B | $1.3B | $623M | $154M | $2M | 0.55% | 5.46% | 2.52% | 0.07% |
| Q4 2024 | $1.5B | $1.3B | $609M | $147M | $1M | 0.33% | 3.36% | 2.16% | 0.08% |
| Q3 2024 | $1.5B | $1.3B | $608M | $151M | $1M | 0.31% | 3.13% | 2.11% | 0.26% |
| Q2 2024 | $1.5B | $1.3B | $619M | $141M | $963K | 0.27% | 2.78% | 2.08% | 0.08% |
| Q1 2024 | $1.4B | $1.3B | $616M | $140M | $988K | 0.28% | 2.83% | 2.08% | 0.00% |
| Q4 2023 | $1.4B | $1.3B | $615M | $139M | $1M | 0.46% | 5.15% | 2.30% | 0.06% |
| Q3 2023 | $1.4B | $1.3B | $612M | $130M | $2M | 0.50% | 5.82% | 2.35% | 0.09% |
| Q2 2023 | $1.4B | $1.3B | $613M | $122M | $1M | 0.45% | 5.30% | 2.40% | 0.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.