Wadena State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $204M | $186M | $135M | $17M | $818K | 1.59% | 18.37% | 4.36% | 0.39% |
| Q4 2025 | $206M | $186M | $133M | $19M | $1M | 1.73% | 21.06% | 4.35% | 0.10% |
| Q3 2025 | $208M | $190M | $134M | $17M | $852K | 1.57% | 19.66% | 4.28% | 0.23% |
| Q2 2025 | $204M | $182M | $133M | $16M | $831K | 1.53% | 19.51% | 4.24% | 0.47% |
| Q1 2025 | $201M | $184M | $129M | $15M | $721K | 1.43% | 18.18% | 4.22% | 0.05% |
| Q4 2024 | $202M | $184M | $130M | $17M | $770K | 1.79% | 22.13% | 4.35% | 0.39% |
| Q3 2024 | $205M | $186M | $129M | $17M | $964K | 1.88% | 23.28% | 4.32% | 0.00% |
| Q2 2024 | $200M | $181M | $122M | $16M | $1M | 1.88% | 23.35% | 4.27% | 0.19% |
| Q1 2024 | $201M | $185M | $123M | $16M | $893K | 1.75% | 21.57% | 4.26% | 1.00% |
| Q4 2023 | $207M | $186M | $123M | $18M | $785K | 1.45% | 19.49% | 4.05% | 0.49% |
| Q3 2023 | $208M | $188M | $124M | $15M | $875K | 1.43% | 19.91% | 3.99% | 0.78% |
| Q2 2023 | $211M | $188M | $123M | $16M | $710K | 1.31% | 18.15% | 3.88% | 0.24% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.