Vermilion Valley Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $194M | $162M | $110M | $30M | $842K | 1.75% | 11.19% | 3.18% | 0.60% |
| Q4 2025 | $192M | $151M | $112M | $30M | $811K | 1.62% | 10.53% | 3.15% | 0.28% |
| Q3 2025 | $186M | $151M | $111M | $30M | $725K | 1.59% | 10.35% | 3.10% | 0.63% |
| Q2 2025 | $180M | $146M | $107M | $28M | $703K | 1.60% | 10.53% | 3.08% | 0.13% |
| Q1 2025 | $178M | $147M | $106M | $27M | $731K | 1.64% | 10.89% | 3.06% | 0.12% |
| Q4 2024 | $178M | $140M | $108M | $26M | $652K | 1.59% | 10.74% | 3.07% | 0.17% |
| Q3 2024 | $175M | $137M | $105M | $27M | $703K | 1.63% | 11.01% | 3.06% | 0.34% |
| Q2 2024 | $173M | $139M | $98M | $26M | $705K | 1.65% | 11.31% | 3.06% | 0.38% |
| Q1 2024 | $176M | $139M | $98M | $26M | $752K | 1.69% | 11.69% | 3.05% | 0.33% |
| Q4 2023 | $181M | $138M | $100M | $26M | $731K | 1.79% | 13.16% | 3.16% | 0.48% |
| Q3 2023 | $169M | $140M | $88M | $23M | $718K | 1.84% | 13.70% | 3.20% | 0.57% |
| Q2 2023 | $172M | $141M | $82M | $23M | $789K | 1.91% | 14.25% | 3.20% | 0.58% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.