Ventura National Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $44M | $35M | $35M | $9M | $-74K | -0.55% | -3.37% | 2.95% | 0.25% |
| Q4 2025 | $63M | $54M | $34M | $9M | $-90K | -0.49% | -2.38% | 3.74% | 0.09% |
| Q3 2025 | $51M | $42M | $29M | $9M | $-46K | -0.42% | -1.83% | 4.19% | 0.00% |
| Q2 2025 | $37M | $28M | $25M | $9M | $-82K | -0.44% | -1.71% | 4.51% | 0.00% |
| Q1 2025 | $32M | $23M | $21M | $9M | $5K | 0.06% | 0.22% | 4.67% | 0.13% |
| Q4 2024 | $35M | $26M | $21M | $9M | $-176K | -0.66% | -4.33% | 3.70% | 0.00% |
| Q3 2024 | $16M | $14M | $8M | $2M | $23K | 0.37% | 3.76% | 3.78% | 0.11% |
| Q2 2024 | $16M | $14M | $8M | $2M | $9K | 0.26% | 2.71% | 3.74% | 0.11% |
| Q1 2024 | $16M | $14M | $8M | $2M | $12K | 0.30% | 3.11% | 3.71% | 0.28% |
| Q4 2023 | $16M | $14M | $8M | $2M | $-33K | 0.00% | 0.00% | 3.43% | 0.35% |
| Q3 2023 | $16M | $14M | $8M | $2M | $10K | 0.27% | 2.83% | 3.44% | 0.31% |
| Q2 2023 | $16M | $14M | $8M | $2M | $9K | 0.29% | 2.97% | 3.45% | 0.32% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.