VALOR BANK quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $306M | $266M | $261M | $26M | $1M | 1.90% | 21.92% | 4.59% | 0.00% |
| Q4 2025 | $287M | $244M | $249M | $25M | $1M | 2.16% | 26.11% | 4.53% | 0.00% |
| Q3 2025 | $271M | $246M | $234M | $24M | $2M | 2.21% | 27.16% | 4.50% | 0.08% |
| Q2 2025 | $284M | $253M | $246M | $23M | $2M | 2.01% | 25.44% | 4.33% | 0.06% |
| Q1 2025 | $284M | $251M | $245M | $22M | $1M | 1.64% | 20.86% | 4.19% | 0.14% |
| Q4 2024 | $268M | $237M | $231M | $21M | $1M | 1.57% | 20.03% | 3.82% | 0.00% |
| Q3 2024 | $264M | $235M | $227M | $20M | $1M | 1.52% | 19.55% | 3.77% | 0.06% |
| Q2 2024 | $251M | $230M | $212M | $20M | $982K | 1.48% | 18.88% | 3.73% | 0.30% |
| Q1 2024 | $248M | $221M | $212M | $19M | $846K | 1.38% | 17.74% | 3.67% | 0.32% |
| Q4 2023 | $243M | $209M | $208M | $19M | $842K | 1.48% | 18.05% | 4.05% | 0.48% |
| Q3 2023 | $228M | $197M | $201M | $18M | $742K | 1.50% | 17.99% | 4.13% | 0.01% |
| Q2 2023 | $214M | $190M | $190M | $18M | $847K | 1.59% | 18.71% | 4.19% | 0.42% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.