Valley Bank of Commerce quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $298M | $256M | $158M | $41M | $3M | 3.49% | 24.49% | 5.90% | 3.05% |
| Q4 2025 | $291M | $248M | $154M | $43M | $3M | 3.50% | 25.89% | 6.00% | 3.26% |
| Q3 2025 | $267M | $226M | $150M | $40M | $3M | 3.51% | 26.58% | 5.93% | 4.21% |
| Q2 2025 | $268M | $229M | $141M | $38M | $3M | 3.40% | 26.90% | 5.92% | 3.16% |
| Q1 2025 | $346M | $310M | $142M | $36M | $2M | 2.74% | 22.97% | 5.35% | 3.07% |
| Q4 2024 | $279M | $239M | $146M | $39M | $2M | 3.76% | 29.71% | 6.30% | 3.54% |
| Q3 2024 | $266M | $229M | $149M | $37M | $3M | 3.99% | 32.38% | 6.22% | 4.43% |
| Q2 2024 | $262M | $226M | $148M | $35M | $3M | 4.04% | 34.13% | 6.21% | 4.47% |
| Q1 2024 | $271M | $238M | $152M | $32M | $3M | 4.11% | 36.67% | 6.17% | 2.90% |
| Q4 2023 | $324M | $289M | $155M | $34M | $3M | 3.63% | 38.76% | 5.35% | 2.91% |
| Q3 2023 | $302M | $270M | $164M | $31M | $3M | 3.53% | 39.07% | 5.18% | 2.18% |
| Q2 2023 | $298M | $269M | $149M | $29M | $3M | 3.38% | 39.28% | 5.08% | 0.02% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.