Upper Peninsula State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $371M | $298M | $293M | $48M | $1M | 1.28% | 9.96% | 4.38% | 1.17% |
| Q4 2025 | $361M | $290M | $289M | $47M | $1M | 1.24% | 9.63% | 4.28% | 1.42% |
| Q3 2025 | $357M | $297M | $282M | $46M | $1M | 1.23% | 9.59% | 4.19% | 0.00% |
| Q2 2025 | $349M | $290M | $273M | $45M | $1M | 1.07% | 8.37% | 4.06% | 0.00% |
| Q1 2025 | $352M | $295M | $263M | $44M | $715K | 0.84% | 6.58% | 3.83% | 0.03% |
| Q4 2024 | $330M | $273M | $258M | $43M | $1M | 1.09% | 8.35% | 3.94% | 0.10% |
| Q3 2024 | $328M | $272M | $250M | $43M | $956K | 1.03% | 7.97% | 3.86% | 0.15% |
| Q2 2024 | $322M | $268M | $248M | $41M | $917K | 0.96% | 7.41% | 3.78% | 0.16% |
| Q1 2024 | $314M | $260M | $240M | $41M | $591K | 0.76% | 5.85% | 3.70% | 0.06% |
| Q4 2023 | $307M | $253M | $228M | $40M | $888K | 1.04% | 8.13% | 3.79% | 0.15% |
| Q3 2023 | $301M | $249M | $218M | $39M | $874K | 1.00% | 7.85% | 3.76% | 0.19% |
| Q2 2023 | $305M | $253M | $215M | $39M | $842K | 0.92% | 7.26% | 3.68% | 0.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.