Unity Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $588M | $517M | $431M | $52M | $67K | 0.04% | 0.51% | 3.92% | 8.02% |
| Q4 2025 | $612M | $538M | $456M | $52M | $-5451K | -1.06% | -11.49% | 3.87% | 7.35% |
| Q3 2025 | $606M | $527M | $464M | $58M | $700K | -0.25% | -2.62% | 3.90% | 7.46% |
| Q2 2025 | $624M | $546M | $473M | $57M | $-2527K | -0.59% | -6.27% | 3.86% | 6.55% |
| Q1 2025 | $637M | $551M | $478M | $59M | $672K | 0.42% | 4.45% | 3.67% | 4.97% |
| Q4 2024 | $637M | $543M | $488M | $62M | $1M | 0.97% | 10.22% | 3.90% | 4.13% |
| Q3 2024 | $636M | $541M | $507M | $62M | $1M | 1.00% | 10.57% | 3.85% | 3.99% |
| Q2 2024 | $626M | $530M | $511M | $60M | $2M | 1.12% | 11.87% | 3.82% | 4.33% |
| Q1 2024 | $621M | $526M | $516M | $57M | $1M | 0.74% | 7.92% | 3.88% | 4.26% |
| Q4 2023 | $615M | $533M | $509M | $58M | $1M | 0.94% | 10.18% | 4.03% | 4.49% |
| Q3 2023 | $603M | $514M | $505M | $57M | $751K | 1.00% | 10.82% | 4.11% | 2.59% |
| Q2 2023 | $604M | $519M | $508M | $57M | $2M | 1.25% | 13.63% | 4.17% | 1.79% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.