United Southern Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $843M | $771M | $443M | $62M | $2M | 1.19% | 16.14% | 3.83% | 0.51% |
| Q4 2025 | $842M | $771M | $433M | $61M | $3M | 1.19% | 19.69% | 3.63% | 0.52% |
| Q3 2025 | $835M | $768M | $422M | $57M | $2M | 1.11% | 19.42% | 3.56% | 0.49% |
| Q2 2025 | $849M | $789M | $415M | $51M | $2M | 1.09% | 20.48% | 3.49% | 0.38% |
| Q1 2025 | $874M | $818M | $401M | $47M | $2M | 1.03% | 20.57% | 3.43% | 0.38% |
| Q4 2024 | $853M | $780M | $392M | $40M | $3M | 0.90% | 20.12% | 3.14% | 0.40% |
| Q3 2024 | $853M | $746M | $384M | $48M | $2M | 0.81% | 18.25% | 3.06% | 0.44% |
| Q2 2024 | $866M | $769M | $382M | $38M | $2M | 0.79% | 19.46% | 3.02% | 0.46% |
| Q1 2024 | $881M | $787M | $368M | $35M | $2M | 0.77% | 19.66% | 2.94% | 0.46% |
| Q4 2023 | $907M | $788M | $363M | $36M | $2M | 1.01% | 34.49% | 3.11% | 0.39% |
| Q3 2023 | $886M | $784M | $352M | $19M | $2M | 0.98% | 36.89% | 3.11% | 0.41% |
| Q2 2023 | $896M | $785M | $346M | $28M | $2M | 1.02% | 35.75% | 3.14% | 0.38% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.