United Southern Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $360M | $309M | $276M | $41M | $1M | 1.38% | 12.06% | 4.43% | 0.37% |
| Q4 2025 | $352M | $302M | $273M | $40M | $1M | 1.21% | 11.21% | 4.12% | 0.31% |
| Q3 2025 | $354M | $304M | $266M | $40M | $1M | 1.14% | 10.68% | 4.01% | 0.41% |
| Q2 2025 | $350M | $302M | $253M | $38M | $991K | 1.05% | 9.97% | 3.89% | 0.81% |
| Q1 2025 | $352M | $305M | $256M | $37M | $829K | 0.96% | 9.26% | 3.76% | 0.81% |
| Q4 2024 | $342M | $297M | $251M | $35M | $898K | 1.10% | 10.93% | 3.61% | 0.85% |
| Q3 2024 | $336M | $290M | $248M | $36M | $950K | 1.12% | 11.14% | 3.55% | 0.62% |
| Q2 2024 | $336M | $281M | $240M | $33M | $1M | 1.11% | 11.27% | 3.50% | 0.27% |
| Q1 2024 | $332M | $278M | $234M | $32M | $711K | 0.87% | 8.86% | 3.45% | 0.20% |
| Q4 2023 | $322M | $269M | $233M | $32M | $983K | 1.14% | 11.91% | 3.79% | 0.23% |
| Q3 2023 | $315M | $260M | $229M | $30M | $833K | 1.11% | 11.68% | 3.74% | 0.43% |
| Q2 2023 | $313M | $259M | $228M | $30M | $873K | 1.13% | 11.85% | 3.84% | 0.44% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.