BranchWatch

United Cumberland Bank

Headquartered in Whitley City, KY. Part of Mccreary Bancshares Inc. FDIC certificate #303 · Federal Reserve RSSD 425818.

Total assets
$459M
Deposits
$399M
Q1 2026
Active branches
7
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
1.91%
Return on equity
17.66%
Noncurrent loan rate
1.36%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.unitedcumberland.com.