United Community Bank
Headquartered in Greenville, SC. Part of United Community Banks, Inc. FDIC certificate #16889 · Federal Reserve RSSD 1017939.
Total assets
$28.1B
Deposits
$24.4B
Q1 2026
Active branches
190
Closings since Jan 2020
40
19 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$82M
Return on assets
1.17%
Return on equity
9.67%
Noncurrent loan rate
0.49%
Deposits by year (Summary of Deposits)
112019
132020
172021
212022
232023
232024
242025
Values in $ billions, June 30 of each year.
Closings by year
62020
112022
102023
92024
32025
12026
Openings by year
22020
32021
22022
92023
12024
12025
12026
Other network changes since 2020
- 14 branch relocations
- 69 branches acquired through purchases or mergers
Branches by state
Recent closings (30 of 40)
- 601 SOUTH FEDERAL HIGHWAY · closed May 15, 2026
- 403 S BRIGHTLEAF BLVD · closed August 29, 2025
- 1220 CAROLINE ST. NE · closed April 18, 2025
- United Community Bank — Naples, FLbank exits city3200 TAMIAMI TRL N · closed March 21, 2025
- United Community Bank — Franklin, TNbank exits city101 CREEKSTONE BLVD · closed December 13, 2024
- 501 CHURCH ST · closed September 30, 2024
- United Community Bank — Mcdonough, GAbank exits city865 HAMPTON RD · closed July 26, 2024
- 15 CEDARTOWN ST SW · closed April 26, 2024
- 837 WILLIAMSON RD · closed April 26, 2024
- United Community Bank — Gainesville, FLbank exits city4411 NW 8TH AVENUE · closed April 12, 2024
- 1206 HWY 48 · closed April 12, 2024
- 2222 PONDE DE LEON BLVD, SUITE 101 · closed March 1, 2024
- 875 LOWCOUNTRY BLVD · closed February 2, 2024
- 107 W 23RD ST · closed November 17, 2023
- 633 CHESTNUT ST · closed October 31, 2023
- 1539 US HIGHWAY 98 · closed September 29, 2023
- 5109 PETER TAYLOR PARK DR · closed July 31, 2023
- 400 AVINGER LN · closed July 31, 2023
- United Community Bank — Palm Beach, FLbank exits city420 ROYAL PALM WAY · closed July 31, 2023
- 1024 DR MARTIN L KING JR BLVD · closed July 31, 2023
- United Community Bank — Danielsville, GAbank exits city210 GENERAL DANIEL AVE N · closed July 31, 2023
- 2519 12TH STREET · closed July 31, 2023
- 1300 2ND AVE · closed May 26, 2023
- United Community Bank — Tyrone, GAbank exits city1528 NORTH HWY 74 · closed July 15, 2022
- 306 E NORTH ST · closed July 1, 2022
- United Community Bank — Naples, FLbank exits city3001 TAMIAMI TRAIL NORTH · closed May 27, 2022
- 1408 GARNER STATION BOULEVARD · closed April 1, 2022
- United Community Bank — Dunn, NCbank exits city115 FOUR OAKS PLACE · closed April 1, 2022
- United Community Bank — Holly Springs, NCbank exits city201 WEST CENTER STREET · closed April 1, 2022
- 170C MARKET PLACE BLVD · closed January 2, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.ucbi.com.