United Citizens Bank of Southern Kentucky
United Citizens Bank of Southern Kentucky quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $278M | $240M | $231M | $32M | $1M | 1.92% | 16.50% | 4.84% | 0.24% |
| Q4 2025 | $270M | $232M | $229M | $32M | $1M | 1.76% | 15.63% | 4.77% | 0.47% |
| Q3 2025 | $269M | $231M | $229M | $31M | $1M | 1.83% | 16.49% | 4.72% | 0.52% |
| Q2 2025 | $267M | $232M | $227M | $30M | $1M | 1.79% | 16.43% | 4.64% | 0.46% |
| Q1 2025 | $267M | $231M | $219M | $28M | $1M | 1.68% | 15.44% | 4.54% | 0.17% |
| Q4 2024 | $254M | $218M | $220M | $29M | $945K | 1.55% | 14.17% | 4.54% | 0.33% |
| Q3 2024 | $255M | $221M | $216M | $28M | $1M | 1.57% | 14.42% | 4.47% | 0.24% |
| Q2 2024 | $250M | $217M | $206M | $26M | $900K | 1.47% | 13.62% | 4.40% | 0.25% |
| Q1 2024 | $240M | $208M | $197M | $25M | $870K | 1.48% | 13.50% | 4.36% | 0.19% |
| Q4 2023 | $231M | $199M | $194M | $26M | $642K | 1.28% | 11.77% | 4.23% | 0.28% |
| Q3 2023 | $225M | $194M | $192M | $25M | $892K | 1.33% | 12.40% | 4.17% | 0.22% |
| Q2 2023 | $223M | $191M | $191M | $24M | $787K | 1.21% | 11.36% | 4.01% | 0.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.