United Bank of Michigan quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $934M | $834M | $108M | $3M | 1.15% | 11.66% | 3.61% | 0.07% |
| Q4 2025 | $1.1B | $903M | $837M | $106M | $3M | 1.13% | 11.67% | 3.61% | 0.11% |
| Q3 2025 | $1.1B | $885M | $844M | $104M | $3M | 1.10% | 11.42% | 3.54% | 0.15% |
| Q2 2025 | $1.0B | $864M | $810M | $101M | $3M | 1.02% | 10.63% | 3.49% | 0.05% |
| Q1 2025 | $1.1B | $897M | $811M | $99M | $3M | 0.99% | 10.39% | 3.40% | 0.13% |
| Q4 2024 | $995M | $822M | $804M | $97M | $2M | 0.84% | 8.83% | 3.30% | 0.26% |
| Q3 2024 | $995M | $824M | $804M | $96M | $2M | 0.83% | 8.76% | 3.27% | 0.02% |
| Q2 2024 | $996M | $829M | $790M | $93M | $2M | 0.78% | 8.31% | 3.25% | 0.04% |
| Q1 2024 | $1.0B | $835M | $775M | $92M | $2M | 0.81% | 8.62% | 3.25% | 0.05% |
| Q4 2023 | $944M | $778M | $764M | $91M | $2M | 0.89% | 9.38% | 3.48% | 0.05% |
| Q3 2023 | $939M | $786M | $737M | $89M | $2M | 0.95% | 10.06% | 3.51% | 0.09% |
| Q2 2023 | $913M | $750M | $706M | $88M | $2M | 1.02% | 10.82% | 3.54% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.