United Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $228M | $200M | $122M | $27M | $910K | 1.60% | 13.43% | 3.29% | 0.00% |
| Q4 2025 | $227M | $200M | $118M | $27M | $1M | 1.69% | 15.01% | 3.14% | 0.00% |
| Q3 2025 | $220M | $191M | $115M | $26M | $994K | 1.63% | 14.69% | 3.08% | 0.01% |
| Q2 2025 | $216M | $189M | $113M | $24M | $930K | 1.53% | 14.10% | 3.03% | 0.23% |
| Q1 2025 | $213M | $188M | $113M | $23M | $687K | 1.31% | 12.26% | 2.91% | 0.00% |
| Q4 2024 | $206M | $181M | $114M | $22M | $756K | 1.39% | 12.83% | 2.85% | 0.00% |
| Q3 2024 | $200M | $174M | $113M | $23M | $713K | 1.36% | 12.55% | 2.84% | 0.01% |
| Q2 2024 | $202M | $178M | $111M | $21M | $781K | 1.33% | 12.63% | 2.83% | 0.00% |
| Q1 2024 | $208M | $184M | $111M | $22M | $585K | 1.13% | 10.72% | 2.76% | 0.00% |
| Q4 2023 | $207M | $183M | $111M | $22M | $756K | 1.42% | 14.95% | 2.92% | 0.00% |
| Q3 2023 | $204M | $184M | $110M | $17M | $736K | 1.40% | 15.24% | 2.92% | 0.03% |
| Q2 2023 | $206M | $185M | $107M | $20M | $751K | 1.38% | 14.71% | 2.94% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.