United Bank & Trust Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $120M | $106M | $68M | $12M | $392K | 1.29% | 13.23% | 3.39% | 1.75% |
| Q4 2025 | $123M | $109M | $68M | $12M | $410K | 1.22% | 13.32% | 3.20% | 1.48% |
| Q3 2025 | $120M | $106M | $70M | $12M | $417K | 1.18% | 13.10% | 3.15% | 1.52% |
| Q2 2025 | $121M | $107M | $72M | $11M | $376K | 1.08% | 12.36% | 3.09% | 1.48% |
| Q1 2025 | $124M | $111M | $74M | $11M | $301K | 0.95% | 11.18% | 2.94% | 1.50% |
| Q4 2024 | $130M | $119M | $70M | $11M | $362K | 0.88% | 10.45% | 2.85% | 1.61% |
| Q3 2024 | $123M | $109M | $73M | $11M | $272K | 0.79% | 9.32% | 2.84% | 1.60% |
| Q2 2024 | $120M | $108M | $74M | $10M | $225K | 0.74% | 8.89% | 2.85% | 1.64% |
| Q1 2024 | $122M | $111M | $71M | $10M | $221K | 0.73% | 8.87% | 2.91% | 2.26% |
| Q4 2023 | $119M | $106M | $69M | $10M | $175K | 0.80% | 10.67% | 2.82% | 2.93% |
| Q3 2023 | $120M | $109M | $67M | $9M | $231K | 0.86% | 11.92% | 2.85% | 2.85% |
| Q2 2023 | $128M | $116M | $67M | $9M | $284K | 0.92% | 12.77% | 2.90% | 2.12% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.