Union National Bank and Trust Company of Elgin
Union National Bank and Trust Company of Elgin quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $409M | $365M | $337M | $40M | $2M | 2.24% | 22.56% | 3.74% | 0.00% |
| Q4 2025 | $377M | $336M | $322M | $38M | $1M | 1.69% | 16.04% | 4.07% | 0.00% |
| Q3 2025 | $382M | $336M | $311M | $43M | $2M | 1.76% | 16.52% | 4.02% | 0.00% |
| Q2 2025 | $369M | $325M | $310M | $41M | $2M | 1.81% | 17.36% | 4.03% | 0.00% |
| Q1 2025 | $389M | $348M | $305M | $39M | $2M | 1.83% | 18.12% | 3.93% | 0.00% |
| Q4 2024 | $374M | $335M | $308M | $38M | $930K | 1.39% | 12.78% | 3.80% | 0.00% |
| Q3 2024 | $364M | $321M | $303M | $42M | $1M | 1.52% | 13.74% | 3.75% | 0.00% |
| Q2 2024 | $354M | $313M | $305M | $40M | $1M | 1.49% | 13.57% | 3.74% | 0.00% |
| Q1 2024 | $360M | $320M | $303M | $39M | $1M | 1.53% | 14.27% | 3.73% | 0.00% |
| Q4 2023 | $355M | $316M | $301M | $38M | $1M | 1.63% | 15.20% | 3.93% | 0.00% |
| Q3 2023 | $358M | $315M | $292M | $43M | $2M | 1.75% | 16.28% | 3.93% | 0.01% |
| Q2 2023 | $386M | $344M | $288M | $41M | $2M | 1.65% | 15.91% | 3.77% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.