BranchWatch

UMB Bank

Legal institution: UMB Bank, National Association. Headquartered in Kansas City, MO. Part of Umb Financial Corporation. FDIC certificate #8273 · Federal Reserve RSSD 936855.

Total assets
$72.3B
Deposits
$60.3B
Q1 2026
Active branches
209
Closings since Jan 2020
19
3 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$251M
Return on assets
1.38%
Return on equity
13.19%
Noncurrent loan rate
0.41%

Deposits by year (Summary of Deposits)

20
2019
25
2020
30
2021
32
2022
34
2023
37
2024
61
2025

Values in $ billions, June 30 of each year.

Closings by year

2
2022
1
2023
1
2024
13
2025
2
2026

Openings by year

2
2025
1
2026

Other network changes since 2020

  • 6 branch relocations
  • 119 branches acquired through purchases or mergers

Branches by state

Missouri 45Kansas 30Colorado 28New Mexico 21Arizona 21Texas 21Wisconsin 13California 8Iowa 8Illinois 7Oklahoma 3Minnesota 2Nebraska 1Utah 1

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.umb.com.