BranchWatch

Ulster Savings Bank

Headquartered in Kingston, NY. FDIC certificate #15970 · Federal Reserve RSSD 301800.

Total assets
$1.4B
Deposits
$1.2B
Q1 2026
Active branches
15
Closings since Jan 2020
0
1 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
0.59%
Return on equity
6.71%
Noncurrent loan rate
1.37%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2021

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.ulstersavings.com.