UBank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $942M | $842M | $725M | $87M | $3M | 1.44% | 15.58% | 4.49% | 0.51% |
| Q4 2025 | $906M | $790M | $710M | $84M | $3M | 1.51% | 16.10% | 4.57% | 0.65% |
| Q3 2025 | $874M | $758M | $688M | $81M | $3M | 1.52% | 16.20% | 4.56% | 0.61% |
| Q2 2025 | $825M | $714M | $629M | $77M | $3M | 1.55% | 16.40% | 4.56% | 0.46% |
| Q1 2025 | $781M | $671M | $606M | $74M | $3M | 1.54% | 16.25% | 4.41% | 1.85% |
| Q4 2024 | $742M | $638M | $580M | $70M | $2M | 1.37% | 14.59% | 4.17% | 1.70% |
| Q3 2024 | $757M | $655M | $570M | $69M | $3M | 1.38% | 14.73% | 4.04% | 1.44% |
| Q2 2024 | $695M | $596M | $537M | $65M | $2M | 1.17% | 12.34% | 3.97% | 1.10% |
| Q1 2024 | $664M | $563M | $502M | $62M | $2M | 1.08% | 11.33% | 3.95% | 1.26% |
| Q4 2023 | $632M | $533M | $494M | $61M | $2M | 1.10% | 11.79% | 4.10% | 0.51% |
| Q3 2023 | $632M | $533M | $495M | $58M | $2M | 1.07% | 11.55% | 4.07% | 0.45% |
| Q2 2023 | $630M | $534M | $490M | $57M | $2M | 1.04% | 11.27% | 4.08% | 0.48% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.