BranchWatch

Troy Bank & Trust Company

Headquartered in Troy, AL. Part of Trust No. 3 Under the Will of Charles Henderson. FDIC certificate #5598 · Federal Reserve RSSD 134437.

Total assets
$1.6B
Deposits
$1.4B
Q1 2026
Active branches
13
Closings since Jan 2020
3
3 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$5M
Return on assets
1.25%
Return on equity
10.27%
Noncurrent loan rate
1.24%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2022
1
2023
1
2024

Openings by year

1
2020
2
2022

Other network changes since 2020

  • 1 branch relocations
  • 2 branches acquired through purchases or mergers

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.troybankandtrust.com.