Tompkins State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $305M | $276M | $164M | $29M | $787K | 1.03% | 11.02% | 3.55% | 0.92% |
| Q4 2025 | $305M | $276M | $170M | $28M | $558K | 0.94% | 10.79% | 3.55% | 0.64% |
| Q3 2025 | $302M | $273M | $160M | $28M | $808K | 1.01% | 11.82% | 3.53% | 0.67% |
| Q2 2025 | $288M | $259M | $155M | $24M | $675K | 0.97% | 11.68% | 3.52% | 0.71% |
| Q1 2025 | $300M | $270M | $155M | $24M | $734K | 1.00% | 12.26% | 3.51% | 0.04% |
| Q4 2024 | $286M | $257M | $153M | $24M | $82K | 0.91% | 11.21% | 3.43% | 0.02% |
| Q3 2024 | $291M | $257M | $154M | $26M | $876K | 1.16% | 14.49% | 3.40% | 0.14% |
| Q2 2024 | $292M | $258M | $158M | $23M | $738K | 1.15% | 14.83% | 3.39% | 0.78% |
| Q1 2024 | $297M | $265M | $159M | $23M | $960K | 1.29% | 16.72% | 3.42% | 0.26% |
| Q4 2023 | $299M | $262M | $158M | $23M | $355K | 1.01% | 14.09% | 3.27% | 0.11% |
| Q3 2023 | $301M | $272M | $152M | $19M | $889K | 1.19% | 17.06% | 3.28% | 0.25% |
| Q2 2023 | $281M | $256M | $144M | $20M | $710K | 1.19% | 16.44% | 3.31% | 0.34% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.