Tioga-Franklin Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $69M | $66M | $58M | $2M | $-202K | -1.16% | -32.31% | 3.30% | 7.33% |
| Q4 2025 | $70M | $67M | $57M | $3M | $-1366K | -2.63% | -48.69% | 3.03% | 7.79% |
| Q3 2025 | $72M | $67M | $55M | $4M | $286K | -0.87% | -14.90% | 2.94% | 7.54% |
| Q2 2025 | $65M | $61M | $53M | $4M | $-313K | -2.16% | -36.62% | 2.92% | 7.28% |
| Q1 2025 | $67M | $62M | $53M | $4M | $-420K | -2.43% | -40.22% | 2.89% | 7.63% |
| Q4 2024 | $71M | $64M | $53M | $4M | $-328K | -1.92% | -26.90% | 3.09% | 8.55% |
| Q3 2024 | $72M | $66M | $53M | $5M | $-648K | -1.95% | -26.42% | 3.07% | 10.52% |
| Q2 2024 | $71M | $63M | $54M | $5M | $-423K | -1.15% | -15.03% | 3.27% | 10.24% |
| Q1 2024 | $77M | $66M | $63M | $6M | $-1K | -0.01% | -0.07% | 3.10% | 8.80% |
| Q4 2023 | $73M | $60M | $61M | $6M | $-567K | -1.24% | -13.54% | 4.45% | 7.64% |
| Q3 2023 | $74M | $60M | $61M | $6M | $-268K | -0.58% | -6.08% | 4.59% | 6.48% |
| Q2 2023 | $69M | $54M | $61M | $7M | $-47K | -0.09% | -0.91% | 5.35% | 3.73% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.