BranchWatch

The Western State Bank

Headquartered in Garden City, KS. Part of Whitcorp Financial Company. FDIC certificate #21121 · Federal Reserve RSSD 988153.

Total assets
$825M
Deposits
$740M
Q1 2026
Active branches
9
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$5M
Return on assets
2.37%
Return on equity
24.00%
Noncurrent loan rate
1.27%

Deposits by year (Summary of Deposits)

0
2019
0
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.wsbks.com.