The Watkins Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $87M | $76M | $33M | $11M | $108K | 0.51% | 3.85% | 1.87% | 0.00% |
| Q4 2025 | $83M | $72M | $33M | $11M | $70K | 0.34% | 2.66% | 1.77% | 0.32% |
| Q3 2025 | $81M | $70M | $33M | $11M | $79K | 0.35% | 2.69% | 1.77% | 0.06% |
| Q2 2025 | $82M | $71M | $33M | $11M | $59K | 0.32% | 2.59% | 1.76% | 0.00% |
| Q1 2025 | $82M | $72M | $34M | $10M | $72K | 0.36% | 2.90% | 1.80% | 0.00% |
| Q4 2024 | $79M | $69M | $34M | $9M | $119K | 0.39% | 3.23% | 1.79% | 0.00% |
| Q3 2024 | $78M | $67M | $31M | $10M | $40K | 0.32% | 2.64% | 1.85% | 0.00% |
| Q2 2024 | $79M | $69M | $31M | $9M | $54K | 0.38% | 3.21% | 1.88% | 0.00% |
| Q1 2024 | $80M | $70M | $32M | $9M | $96K | 0.48% | 4.11% | 1.96% | 0.00% |
| Q4 2023 | $80M | $70M | $31M | $9M | $50K | 0.35% | 3.13% | 1.90% | 0.00% |
| Q3 2023 | $76M | $67M | $29M | $8M | $69K | 0.39% | 3.48% | 1.96% | 0.00% |
| Q2 2023 | $80M | $71M | $28M | $9M | $37K | 0.40% | 3.57% | 1.99% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.