The Waterford Commercial and Savings Bank
Headquartered in Waterford, OH. Part of 2012 Waterford Commercial & Savings Bank Shareholders Voting Trust. FDIC certificate #8397 · Federal Reserve RSSD 324229.
Total assets
$54M
Deposits
$47M
Q1 2026
Active branches
2
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$94K
Return on assets
0.68%
Return on equity
4.99%
Noncurrent loan rate
0.28%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.waterfordbank.com.