The Upstate National Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $285M | $199M | $224M | $29M | $42K | 0.06% | 0.58% | 2.00% | 0.00% |
| Q4 2025 | $277M | $191M | $221M | $29M | $615K | 0.15% | 1.49% | 1.84% | 0.00% |
| Q3 2025 | $277M | $185M | $217M | $28M | $31K | -0.10% | -1.00% | 1.76% | 0.00% |
| Q2 2025 | $262M | $173M | $212M | $28M | $202K | -0.18% | -1.75% | 1.78% | 0.00% |
| Q1 2025 | $269M | $176M | $220M | $27M | $-438K | -0.66% | -6.59% | 1.49% | 0.00% |
| Q4 2024 | $263M | $171M | $217M | $27M | $-628K | -0.99% | -10.33% | 1.35% | 0.03% |
| Q3 2024 | $286M | $187M | $221M | $28M | $-982K | -1.01% | -10.65% | 1.34% | 0.09% |
| Q2 2024 | $287M | $186M | $231M | $28M | $-985K | -0.85% | -9.03% | 1.34% | 0.09% |
| Q1 2024 | $308M | $204M | $240M | $29M | $-316K | -0.40% | -4.33% | 1.27% | 0.00% |
| Q4 2023 | $326M | $201M | $251M | $29M | $-2073K | -0.58% | -7.30% | 1.45% | 0.00% |
| Q3 2023 | $313M | $207M | $261M | $31M | $71K | 0.11% | 1.41% | 1.48% | 0.00% |
| Q2 2023 | $308M | $211M | $260M | $21M | $113K | 0.12% | 1.69% | 1.53% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.