The State Bank of Pearl City quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $68M | $61M | $32M | $7M | $180K | 1.05% | 9.85% | 3.94% | 1.30% |
| Q4 2025 | $69M | $62M | $31M | $7M | $-160K | 0.03% | 0.29% | 3.57% | 1.52% |
| Q3 2025 | $76M | $69M | $32M | $7M | $111K | 0.33% | 3.49% | 3.44% | 1.67% |
| Q2 2025 | $73M | $66M | $32M | $7M | $37K | 0.19% | 2.05% | 3.44% | 1.33% |
| Q1 2025 | $70M | $63M | $32M | $7M | $32K | 0.18% | 1.93% | 3.53% | 1.00% |
| Q4 2024 | $75M | $68M | $33M | $6M | $-119K | 0.21% | 2.62% | 2.97% | 1.12% |
| Q3 2024 | $80M | $73M | $35M | $7M | $125K | 0.47% | 5.98% | 2.91% | 0.58% |
| Q2 2024 | $88M | $81M | $35M | $6M | $106K | 0.39% | 5.23% | 2.68% | 0.53% |
| Q1 2024 | $81M | $75M | $36M | $6M | $56K | 0.28% | 3.64% | 2.73% | 0.26% |
| Q4 2023 | $78M | $71M | $36M | $6M | $-131K | 0.38% | 4.81% | 3.27% | 0.05% |
| Q3 2023 | $79M | $73M | $36M | $6M | $200K | 0.74% | 9.51% | 3.24% | 0.13% |
| Q2 2023 | $77M | $71M | $35M | $6M | $88K | 0.59% | 7.35% | 3.18% | 0.15% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.