The State Bank of Bern quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $126M | $106M | $69M | $20M | $500K | 1.61% | 9.72% | 3.57% | 0.00% |
| Q4 2025 | $123M | $102M | $71M | $21M | $354K | 1.52% | 9.31% | 3.58% | 0.00% |
| Q3 2025 | $119M | $98M | $65M | $20M | $515K | 1.64% | 10.16% | 3.64% | 0.00% |
| Q2 2025 | $119M | $99M | $63M | $19M | $456K | 1.59% | 10.02% | 3.58% | 0.00% |
| Q1 2025 | $116M | $97M | $61M | $18M | $470K | 1.63% | 10.35% | 3.53% | 0.00% |
| Q4 2024 | $114M | $96M | $63M | $18M | $106K | 1.19% | 7.64% | 3.58% | 0.00% |
| Q3 2024 | $115M | $95M | $58M | $19M | $465K | 1.46% | 9.42% | 3.57% | 0.00% |
| Q2 2024 | $114M | $96M | $56M | $17M | $381K | 1.38% | 9.05% | 3.51% | 0.96% |
| Q1 2024 | $116M | $98M | $56M | $17M | $400K | 1.41% | 9.30% | 3.47% | 0.00% |
| Q4 2023 | $111M | $93M | $59M | $17M | $96K | 1.12% | 7.67% | 3.43% | 0.00% |
| Q3 2023 | $108M | $92M | $54M | $15M | $383K | 1.38% | 9.58% | 3.29% | 0.91% |
| Q2 2023 | $109M | $92M | $52M | $16M | $365K | 1.37% | 9.41% | 3.30% | 0.94% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.