The State Bank and Trust Company
The State Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.6B | $1.4B | $1.2B | $161M | $5M | 1.19% | 11.75% | 3.62% | 0.32% |
| Q4 2025 | $1.5B | $1.3B | $1.2B | $157M | $5M | 1.08% | 10.42% | 3.71% | 0.39% |
| Q3 2025 | $1.5B | $1.3B | $1.1B | $155M | $4M | 1.03% | 9.91% | 3.69% | 0.41% |
| Q2 2025 | $1.5B | $1.3B | $1.1B | $154M | $4M | 0.98% | 9.51% | 3.66% | 0.53% |
| Q1 2025 | $1.5B | $1.3B | $1.1B | $148M | $3M | 0.85% | 8.21% | 3.57% | 0.55% |
| Q4 2024 | $1.4B | $1.2B | $1.0B | $147M | $4M | 0.96% | 9.01% | 3.36% | 0.52% |
| Q3 2024 | $1.4B | $1.2B | $1.0B | $148M | $3M | 0.87% | 8.17% | 3.27% | 0.53% |
| Q2 2024 | $1.3B | $1.1B | $998M | $144M | $3M | 0.93% | 8.81% | 3.22% | 0.47% |
| Q1 2024 | $1.3B | $1.1B | $981M | $141M | $3M | 0.86% | 8.18% | 3.15% | 0.24% |
| Q4 2023 | $1.3B | $1.1B | $987M | $140M | $4M | 1.00% | 9.78% | 3.37% | 0.28% |
| Q3 2023 | $1.3B | $1.1B | $976M | $131M | $3M | 0.92% | 9.03% | 3.40% | 0.34% |
| Q2 2023 | $1.3B | $1.1B | $975M | $134M | $3M | 0.93% | 9.10% | 3.45% | 0.29% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.