The Shelby State Bank
Headquartered in Shelby, MI. Part of Shelby Financial Corporation. FDIC certificate #10157 · Federal Reserve RSSD 961343.
Total assets
$392M
Deposits
$346M
Q1 2026
Active branches
9
Closings since Jan 2020
1
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$780K
Return on assets
0.80%
Return on equity
9.88%
Noncurrent loan rate
0.01%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Closings by year
12025
Branches by state
Recent closings
- The Shelby State Bank — Manistee, MIbank exits city1710 US 31 S · closed December 31, 2025
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.shelbybank.com.