BranchWatch

The Putnam County National Bank of Carmel

Headquartered in Carmel, NY. FDIC certificate #6990 · Federal Reserve RSSD 287007.

Total assets
$173M
Deposits
$126M
Q1 2026
Active branches
6
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$441K
Return on assets
1.02%
Return on equity
3.88%
Noncurrent loan rate
0.52%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.pcnb.biz.