The Poca Valley Bank, Inc. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $643M | $586M | $495M | $45M | $1M | 0.76% | 11.02% | 4.18% | 0.34% |
| Q4 2025 | $649M | $597M | $488M | $45M | $2M | 0.71% | 10.83% | 3.87% | 0.34% |
| Q3 2025 | $638M | $588M | $473M | $43M | $1M | 0.61% | 9.49% | 3.77% | 0.80% |
| Q2 2025 | $628M | $578M | $465M | $40M | $971K | 0.49% | 7.77% | 3.72% | 0.45% |
| Q1 2025 | $613M | $565M | $458M | $39M | $560K | 0.36% | 5.76% | 3.64% | 0.44% |
| Q4 2024 | $616M | $571M | $459M | $38M | $878K | 0.56% | 8.54% | 3.55% | 0.41% |
| Q3 2024 | $599M | $550M | $454M | $40M | $982K | 0.55% | 8.33% | 3.52% | 0.32% |
| Q2 2024 | $576M | $531M | $445M | $38M | $1M | 0.49% | 7.48% | 3.55% | 0.33% |
| Q1 2024 | $568M | $514M | $435M | $37M | $391K | 0.28% | 4.24% | 3.56% | 0.34% |
| Q4 2023 | $550M | $496M | $425M | $37M | $-170K | 0.45% | 6.75% | 3.75% | 0.37% |
| Q3 2023 | $533M | $482M | $420M | $34M | $495K | 0.65% | 9.79% | 3.80% | 0.46% |
| Q2 2023 | $531M | $478M | $405M | $35M | $1M | 0.79% | 11.73% | 3.85% | 0.47% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.